What Affects Your Insurance Rates?

I was talking to a friend about what I was going to be getting my teen for Christmas. I know that he said getting custom number plates would be perfect for him. There are a number of people who will tell you that they do not know what to say to get their rates up on their insurance policies, but telling them that your kid hit something without reporting it could count against you. I was telling my friends that things like a car color or a custom plate would not drive up the insurance cost. I do not understand how it would be legal for an insurance underwriter to say that people who drive a certain car color would be more likely to get into an accident. I do not think that it is reasonable for people to to say that a certain color of car is more likely to get into an accident.

Many car colors are actually fads, that is why I was looking at the classic car colors for my son’s custom plate. Continue reading “What Affects Your Insurance Rates?”

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